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Today is Wednesday, October 29, 2025.

The Early Bird Index today is 88.46.

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Visa's "Healthy Consumer Spending"

Visa $V ( ▼ 1.62% ) released good financial earnings results on Tuesday, writing that it saw “healthy consumer spending,” which boosted the stock by 0.43% in after-hours trading.

Financials: Visa reported earnings of $2.98 per share in the past quarter and revenue of $10.7 billion. Both were better than expected.

Early Bird’s Nest Egg Gains: Visa’s read on consumer spending is well-grounded in financial and macro trends, pointing to resilient consumption activity in the U.S. and globally. However, future risks from slowing discretionary demand and holiday caution remain worth watching.

Final Thoughts: Visa’s stock has been up a modest 10% this year.

Notables

Notable Earnings Today: Alphabet (Nasdaq: GOOGL), Verizon (NYSE: VZ), Meta Platforms (Nasdaq: META), Boeing (NYSE: BA), Microsoft (Nasdaq: MSFT), CVS Health (NYSE: CVS), Caterpillar (NYSE: CAT), Chipotle Mexican Grill (NYSE: CMG), Starbucks (Nasdaq: SBUX), Carvana (NYSE: CVNA), ServiceNow (NYSE: NOW), Etsy (NYSE: ETSY), eBay (Nasdaq: EBAY), Agnico-Eagle Mines (NYSE: AEM), MGM Resorts (NYSE: MGM), Kraft Heinz (Nasdaq: KHC), Prudential (NYSE: PRU), GlaxoSmithKline (NYSE: GSK), Sprouts Farmers Market (Nasdaq: SFM), Teladoc (NYSE: TDOC), Centene (NYSE: CNC), Automatic Data (Nasdaq: ADP), MercadoLibre (Nasdaq: MELI), Phillips 66 (NYSE: PSX), Garmin (NYSE: GRMN), GE HealthCare (Nasdaq: GEHC) Canadian Pacific Kansas City Ltd. (NYSE: CP), Fiserv (NYSE: FI), Bausch + Lomb (NYSE: BLCO), Brinker (NYSE: EAT), Boot Barn Holdings (NYSE: BOOT), C.H. Robinson (Nasdaq: CHRW), Chart Industries (GTLS) Chefs' Warehouse (Nasdaq: CHEF) Clarivate (NYSE: CLVT), Cohu (Nasdaq: COHU), Criteo (Nasdaq: CRTO), Dana Inc (NYSE: DAN), DaVita (NYSE: DVA), Evercore (NYSE: EVR) Extreme Networks (Nasdaq: EXTR), Flex (Nasdaq: FLEX), Fortive (NYSE: FTV), Fresh Del Monte (NYSE: FDP), Generac (NYSE: GNRC), Gildan Activewear (NYSE: GIL), IDEX Corp (NYSE: IEX), Navient (Nasdaq: NAVI), NETGEAR (Nasdaq: NTGR), Old Dominion (Nasdaq: ODFL), Oshkosh (NYSE: OSK), Otis Worldwide (NYSE: OTIS), Penske Auto (NYSE: PAG), Public Storage (NYSE: PSA), Radware (Nasdaq: RDWR), TE Connectivity (NYSE: TEL), The Vita Coco Company (Nasdaq: COCO), Timken (NYSE: TKR), TriNet Group (NYSE: TNET), Udemy (Nasdaq: UDMY), Waystar Holding Corp. (Nasdaq: WAY).

Notable IPOs Today: AA Mission Acquisition Corp. II (NYSE: YCY), Insight Digital Partners II Units (Nasdaq: DYORU).

Notable Equity Crowdfunding Campaigns Ending Today: BoxGreen (Wefunder), Mark’s Snacks (Wefunder).

Notable Economic Events Today: Pending Home Sales (10:00 a.m. ET), Crude Oil Inventories (10:30 a.m. ET), Fed Interest Rate Decision (2:00 p.m. ET), FOMC Press Conference (2:30 p.m. ET).

Nvidia Partners With Joby

Joby Aviation $JOBY ( ▲ 9.1% ) jumped 7.56% in after-hours trading on Tuesday after being selected as the only aviation launch partner for Nvidia’s $NVDA ( ▲ 2.99% ) new IGX Thor platform.

Quote: “Combining Nvidia’s compute power with our world-class aircraft design, certification and rigorous flight testing capabilities, we’re enabling a new era of safety-first autonomy in aviation.” - Gregor Veble Mikić, Flight Research Lead at Joby.

Final Thoughts: Nvidia’s stock climbed nearly 5% on Tuesday after announcing several new partnerships across many industries.

Enphase Energy’s Weak Forecast

Enphase Energy $ENPH ( ▼ 15.15% ) fell 8.37% in after-hours trading on Tuesday after its revenue outlook for the current quarter was lower than anticipated.

Final Thoughts: The stock was already down 48% this year.

Trends to Watch

Good Travels: Booking Holdings Stock Jumps After Earnings Beat For Online Travel Leader (Investor’s Business Daily)

Bad Bet: Caesars Entertainment Third-Quarter Loss Widens as Las Vegas Revenue Declines (Wall Street Journal)

Decline: SUI Slides 3.4% as $2.60 Support Snaps on 180% Volume Surge (CoinDesk)

Big Upgrade: Ethereum's Fusaka hard fork activates on final testnet ahead of mainnet launch (TheBlock)

The $4 Trillion Club: Microsoft shares once again surpass $4 trillion valuation, joining Nvidia (Associated Press)

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_{The contents of Early Bird are intended for informational and entertainment purposes only. They do not constitute trade or investment recommendations, and they are not financial or legal advice. Readers are encouraged to consult licensed professionals for personalized guidance regarding their financial or legal situations.}