Today is Tuesday, January 27, 2026.

The Early Bird Index today is 84.46.

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Humana $HUM ( ▼ 20.78% ) plunged 12.38% in after-hours trading on Monday after a report suggested that Medicare rate increases will be significantly lower than anticipated.

Details: The Wall Street Journal reported on Monday that payments for Medicare Advantage insurers will increase by only about 0.09% on average next year.

Early Bird’s Nest Egg Gains: Lower-than-expected Medicare Advantage rates are a problem because they are the core profit engine for the big managed care names, and CMS is effectively compressing the revenue per member in a business where medical cost trend is running well ahead of that funding.

Final Thoughts: UnitedHealth reports earnings today. Humana and CVS report earnings in a few weeks.

Notable Earnings Today: UnitedHealth (NYSE: UNH), General Motors (NYSE: GM), Texas Instruments (TXN), Boeing (NYSE: BA), American Airlines (Nasdaq: AAL), JetBlue Airways (Nasdaq: JBLU), UPS (NYSE: UPS), F5 Networks (Nasdaq: FFIV), Packaging Corp (NYSE: PKG), Northrop Grumman (NYSE: NOC), RTX (NYSE: RTX), Invesco (NYSE: IVZ), Seagate Technology (Nasdaq: STX), PPG Industries (NYSE: PPG), Union Pacific (NYSE: UNP), Logitech International (Nasdaq: LOGI), Nextpower (Nasdaq: NXT), Synchrony Financial (NYSE: SYF), Greif (NYSE: GEF), Kimberly-Clark (Nasdaq: KMB), Stride (NYSE: LRN), Commvault Systems (Nasdaq: CVLT), Enova International (NYSE: ENVA), NextEra Energy (NYSE: NEE), Applied Industrial (NYSE: AIT), BXP (NYSE: BXP), Community Financial System (NYSE: CBU), First Bancorp (NYSE: FBP), First Commonwealth (NYSE: FCF), Hanmi Financial (Nasdaq: HAFC), HCA (NYSE: HCA), Hope Bancorp (Nasdaq: HOPE), Manhattan Assoc (Nasdaq: MANH), National Bank (NYSE: NBHC), PACCAR (Nasdaq: PCAR), Polaris Industries (NYSE: PII), Provident Financial (NYSE: PFS), Qorvo (Nasdaq: QRVO), Roper (Nasdaq: ROP), Sysco (NYSE: SYY), Trustmark (Nasdaq: TRMK), UMB Financial (Nasdaq: UMBF), WesBanco (Nasdaq: WSBC)..

Notable IPOs Today: GigCapital9 Corp. Units (Nasdaq: GIXXU), Karbon Capital Partners Corp. Class A Ordinary Shares (Nasdaq: KBON), Virtuix Holdings Inc. Class A Common Stock (Nasdaq: VTIX), Hall Chadwick Acquisition Corp Class A Ordinary Shares (Nasdaq: HCAC), Mountain Lake Acquisition Corp. II Units (Nasdaq: MLAAU), Mayfair Gold Corp. (NYSE American: MINE).

Notable Equity Crowdfunding Campaigns Ending Today: Columbus Eagles FC INC (Wefunder).

Notable Economic Events Today: ADP Employment Change Weekly (8:15 a.m. ET), Case-Shiller Home Price Indices (9:00 a.m. ET), CB Consumer Confidence (10:00 a.m. ET), API Weekly Crude Oil Stock (4:30 p.m. ET).

The steel company Nucor $NUE ( ▼ 2.29% ) fell 3.11% in after-hours trading on Monday after posting disappointing financial earnings results.

Financials: Nucor reported earnings of $1.73 per share in the past quarter and revenue of $7.69 billion. Both were lower than expected.

Final Thoughts: The results are a setback for Nucor. The stock was up 45% in the past year.

Ethereum’s $ETH ( ▲ 0.86% ) price rose about 3% on Monday as part of a short-term rebound after a sharp selloff the prior week that impacted many cryptocurrencies.

Final Thoughts: Ethereum is down about 7% in the past week.

Spotted: Avalanche Gets First US ETF As VanEck Debuts AVAX Fund (Decrypt)

Ouch: Treasury cancels Booz Allen contracts after employee leaked Trump tax records; stock falls (CNBC)

AI Boom: Nvidia invests $2B to help debt-ridden CoreWeave add 5GW of AI compute (TechCrunch)

775 Workers: Why Nike is cutting hundreds of jobs, starting at its warehouses (MarketWatch)

Fear Rally: Why gold and silver prices are surging at breakneck speeds (Washington Post)

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_{The contents of Early Bird are intended for informational and entertainment purposes only. They do not constitute trade or investment recommendations, and they are not financial or legal advice. Readers are encouraged to consult licensed professionals for personalized guidance regarding their financial or legal situations.}